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Agriculture Policy

1. Crops :

Covers all fields crops

Perils Covered
• » Fire
• » Windstrom
• » Excessive rainfall
• » Uncontollable pests and diseases
• » Drought except under irrigation farming
• » Hail
2. Livestock:

Cover provided for :

• Cattle ( Dairy and Beef )
• Shoats - Sheeps and goats
• Poultry (Layers and Broilers)
• Pigs
• Horses
• Pets - Dogs
• Fish
Perils Covered
• » Mortality due to :
• Accidents
• Diseases
• Complications during delivery
• Emergency slaughter on medical grounds
• Fire, Smoke, Lighting
• » Theft
3. Greenhouse :

Cover provided for :

• Plastic cladding and steel structure
• Growing crop
• Yield in Transit
• Machinery breakdown
• Deterioration of stock
• Irrigation Equipment
• Other assests related to greenhouse production
Perils Covered
• » Fire and fire fighting
• » Theft and/ or loss during fire, fire fighting or salvaging.
• » Lighting
• » Impact damage
• » Plane Crash
• » Theft after burglary
• » Damage during burglary or attempt thereto
• » Water from reservoirs and / or water tanks
• » Excessive rain
• » Storm (Including Hail or weight of snow)
• » Salvage costs
4. Forestry :
Perils Covered
• » Fire
• » Lightning
• » Explosion
• » Windstorm
Optional Additional Covers
• Flood and / or inundation
• Malicious Damage
• Subsidence and landslide
• Damage by wild animals
• Riot strike and civial commotion
• Aircraft and other aerial devices and / or articles dropped there from